1. Promotion Overview
   This offer is run by OrbitRemit Limited ("OrbitRemit"). By participating, you agree to these Terms and Conditions.
2. Eligibility
   • Open to active Lebara customers aged 18 years or older.
   • Available to customers sending from Australia only.
   • Employees of OrbitRemit and their immediate families are not eligible.
3. Offer Details
   As a Lebara customer, you are eligible for the following exclusive benefits when signing up to OrbitRemit via the designated landing page (orbitremit.com/lebara):
   
   Perk 1 — Special promo rate + $0 fees on your first transfer
   • The Promotion is available for first time customers only and is limited to one (1) per customer. Existing customers are not eligible for this promotion. This Promotion is not valid with any other offer. Promo rate applied to first AUD $500 only.
   • Free Transfer Conditions. The free transfer will be directly applied to your first successfully completed transaction during the Promotion Period. Transfers submitted outside of the Promotion Period will not be eligible for a free transfer. Free transactions may not apply to transactions made with credit or debit cards.
   • See full terms and conditions for Promo Rates: orbitremit.com/legal/campaigns/promo-rates.
   
   Perk 2 — $10 off your second transfer
   • Customers must sign up via orbitremit.com/lebara and complete their first transfer to receive a $10 discount automatically applied to their account.
   • The discount will appear in the Rewards section of the OrbitRemit app, ready to use on the second transfer.
   • The second transfer must be a minimum of AUD $100 to use the $10 discount.
   • $10 discount expires 3 months from the date of issue.
   • New customers only. One per customer.
   
   Perk 3 — AUD to INR fee-free
   • Sending AUD to INR from Australia with OrbitRemit incurs no transfer fee. Transfer fees are subject to change without notice.
   • This benefit applies to all OrbitRemit customers, not exclusively Lebara customers.
4. How to Claim
   • Visit orbitremit.com/lebara to sign up.
   • Complete your first transfer to activate Perk 1 and trigger the $10 discount for Perk 2.
   • No promo code required. Discount is applied automatically.
5. Promotion Period
   • Starts: 2nd November 2026.
   • Ends: 31 August 2027.
   • This offer is available while the OrbitRemit x Lebara partnership is active.
   • OrbitRemit and Lebara each reserve the right to withdraw or amend this offer at any time without notice.
6. General Conditions
   • Offers are non-transferable and cannot be exchanged for cash.
   • Discounts are non-transferable, have no cash value, can only be applied against an OrbitRemit transfer, and expire after 3 months.
   • OrbitRemit reserves the right to verify eligibility at any time.
   • OrbitRemit reserves the right to disqualify customers found to be in breach of these terms.
   • Standard OrbitRemit fees and exchange rates apply to transfers outside of this offer.
   • All rates shown are indicative and subject to change at the time of transfer.
7. Privacy
   Personal information collected will be used for administering this offer and in accordance with OrbitRemit's Privacy Policy.
8. Liability
   OrbitRemit is not liable for any loss, damage, or injury suffered as a result of participating in or using this offer, except for liability that cannot be excluded by law.
9. Governing Law
   These Terms and Conditions are governed by the laws of New South Wales, Australia.
10. Social Media Disclaimer
    This promotion is in no way sponsored, endorsed, or administered by, or associated with, any social media platform.
11. Promo Rates Terms and Conditions
    For full terms and conditions relating to promotional exchange rates, please refer to: orbitremit.com/legal/campaigns/promo-rates.

For any questions, please contact [email protected].