Send money to India with OrbitRemit
4.8 · 34,000+ reviewsTrustpilot

Send money to India.

Send more to your family in India. Great rates and no hidden fees, from Australia or New Zealand.

Up to 75% cheaper than the banks.3

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First transfer is fee-free.1
Promo rate for new customers.2

Recipient gets

How to receive

Promo rate
Download on the App StoreGet it on Google Play

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How to send money to India in 4 steps.

Sign up and verify your ID

Sign up with your email, then verify with a photo and ID scan. Most customers are approved in minutes. Open to AU and NZ residents, including visa holders.

Select India and set your amount

Enter how much AUD or NZD you want to send to India, and choose how you want to receive INR. See the exchange rate and fee before you pay. No hidden costs.

Add your recipient and pay

Save your recipient's Indian bank account or UPI ID, then pay by bank transfer, PayID (AU), POLi (NZ) or debit card.

Bank transfer
PayIDAU
POLiNZ
Debit card

Your loved ones receive the money

Your recipient receives the money in Indian rupees (INR), usually the same working day, into their UPI-linked account or their account at HDFC, ICICI, SBI, Axis, PNB or any major Indian bank.

Sign up and verify your ID

Sign up with your email, then verify with a photo and ID scan. Most customers are approved in minutes. Open to AU and NZ residents, including visa holders.

Select India and set your amount

Enter how much AUD or NZD you want to send to India, and choose how you want to receive INR. See the exchange rate and fee before you pay. No hidden costs.

Add your recipient and pay

Save your recipient's Indian bank account or UPI ID, then pay by bank transfer, PayID (AU), POLi (NZ) or debit card.

Bank transfer
PayIDAU
POLiNZ
Debit card

Your loved ones receive the money

Your recipient receives the money in Indian rupees (INR), usually the same working day, into their UPI-linked account or their account at HDFC, ICICI, SBI, Axis, PNB or any major Indian bank.

How to receive money in India.

Send to any Indian bank account, or to a UPI ID linked to any major bank including SBI, HDFC, ICICI, Axis, and PNB.

Bank account

Send directly to any bank account in India, including HDFC, ICICI and SBI. Funds usually arrive the same working day, at a guaranteed rate.

Bank of Baroda
Bank of Baroda
Canara Bank
Canara Bank
Federal Bank
Federal Bank
South Indian Bank
South Indian Bank
Union Bank of India
Union Bank of India

Why choose OrbitRemit for sending money to India?

Be part of the 600,000+ people who’ve joined OrbitRemit.

OrbitRemit customer support agent speaking with a customer.

Support in your language

We speak Tagalog, Nepali, Hindi, Vietnamese and more. Get help from someone who understands you.

See our supported languages
Family in South Asia counting money delivered by an OrbitRemit transfer.

More money for your family

No hidden fees. Your first transfer is fee-free — and up to 75% cheaper than the banks.3

A recipient checking their phone as an OrbitRemit transfer lands.

Fast transfers to your family

85%+ of transfers arrive within 2 hours.4

See transfer speeds by country
A customer securely reviewing a transfer in the OrbitRemit app.

Secure and regulated

We are registered with the DIA in New Zealand and AUSTRAC in Australia. We also have an AFSL and are regulated by ASIC. Compliance and security are important, and your money is protected every step of the way.

Learn how we keep your money safe
OrbitRemit customer support agent speaking with a customer.

Support in your language

We speak Tagalog, Nepali, Hindi, Vietnamese and more. Get help from someone who understands you.

See our supported languages
Family in South Asia counting money delivered by an OrbitRemit transfer.

More money for your family

No hidden fees. Your first transfer is fee-free — and up to 75% cheaper than the banks.3

A recipient checking their phone as an OrbitRemit transfer lands.

Fast transfers to your family

85%+ of transfers arrive within 2 hours.4

See transfer speeds by country
A customer securely reviewing a transfer in the OrbitRemit app.

Secure and regulated

We are registered with the DIA in New Zealand and AUSTRAC in Australia. We also have an AFSL and are regulated by ASIC. Compliance and security are important, and your money is protected every step of the way.

Learn how we keep your money safe

All the features you need to send money to India.

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4.8 on Trustpilot from 34,000+ reviews.

Rate alerts

Get notified when your target rate is hit.

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OrbitRemit app — Rate alerts
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What OrbitRemit customers say on Trustpilot.

Everything you need to know about sending money to India.

Visit our Help Centre
With OrbitRemit, you can send money to India using a direct bank transfer or a UPI transfer. For bank transfers, funds are deposited directly into your recipient's Indian bank account. For UPI transfers, funds are delivered directly to your recipient's UPI ID.
OrbitRemit supports two ways for your recipient to receive money in India. For bank transfers, funds are deposited directly into any Indian bank account. Supported banks include HDFC, ICICI, SBI, Union Bank and Axis Bank, along with many others. For UPI transfers, funds are delivered directly to your recipient's UPI ID, which is linked to their Indian bank account. You will see both options at checkout when setting up your transfer.
Sending INR from Australia with OrbitRemit is fee-free. Sending INR from New Zealand to India costs just $4 per transaction and transfers over $10,000 are fee-free. All fees and the exchange rate are shown upfront before you confirm, so there are no surprises.
Transfers to India from Australia or New Zealand with OrbitRemit usually arrive within the same working day. Once OrbitRemit receives your payment, funds are processed and deposited directly into your recipient's account within that timeframe. Transfers sent on weekends or public holidays may arrive later, as local banks and payout partners operate on standard hours. You will see the estimated delivery time before confirming your transfer.
Log in to your OrbitRemit account, or create one if you're new and complete the verification process. Once your account has been verified, select INR and enter the amount you want to send. Choose your delivery method (bank transfer or UPI) and add your recipient's bank details or UPI ID. Review the guaranteed exchange rate and fees shown, then tap 'Make Transfer' to confirm. Once OrbitRemit receives your payment, the funds are processed and deposited directly into your recipient's Indian bank account or the bank account linked to their UPI ID.
No, there are no receiving fees or deductions when you send money to India with OrbitRemit. Your recipient receives the full payout amount displayed at the time of transfer. All fees and the exchange rate are shown upfront before you pay, so there are no surprises.
The daily transaction limit to personal bank accounts in India is 15,000,000 INR. For business accounts, the daily limit is 1,500,000 INR.
OrbitRemit is licensed and regulated in New Zealand and Australia. We follow strict financial, compliance and anti-money laundering requirements to ensure your transfers are always safe and transparent. Customer funds are held only with trusted banking institutions — never as cash.

Send money home from Australia and New Zealand to 50+ countries in 33+ currencies.

Send money home. Your first transfer is fee-free.

Be part of the 600,000+ people who’ve joined OrbitRemit. Fast, secure transfers from Australia and New Zealand with no hidden fees.

Download the OrbitRemit app today

Download on the App StoreGet it on Google Play

Download the OrbitRemit app today

First transfer is fee-free: The fee-free promotion is valid on your first transfer only and applies when you pay via bank transfer or PayID. Subsequent transfers may attract a fee depending on destination, payment method and transfer amount. All applicable fees are shown in the calculator before you confirm.

Promo rate for new customers: Promo rate applies to the first $500 of your first transfer. Amounts above that use OrbitRemit’s standard rate. Rate subject to change. See full promo rate terms.

Up to 75% cheaper than the banks: Based on OrbitRemit's internal research conducted in December 2024.

85% of transfers arrive within 2 hours: Delivery times are estimates only and may vary depending on your bank, the receiving bank or wallet, payment method, and weekends or public holidays. First transfers may take longer due to initial verification.