Send money to the Philippines. GCash is always fee-free.

With OrbitRemit, you can send money to the Philippines using a direct bank transfer, mobile wallet transfer or cash pickup. For bank transfers, funds are deposited directly into your recipient's Philippine bank account. For mobile wallet transfers, funds are delivered directly to your recipient's GCash, PayMaya, Coins.ph or GrabPay account using their registered mobile number. For cash pickup, your recipient can collect the funds in person from a supported location across the Philippines.

OrbitRemit supports three ways for your recipient to receive money in the Philippines. For bank transfers, funds are deposited directly into most Philippine bank accounts — supported institutions include Metrobank, PSBank, LBC Express, Cebuana Lhuillier and PERA HUB, among others. For mobile wallet transfers, funds are delivered directly to your recipient's supported wallet — options include GCash, PayMaya, Coins.ph and GrabPay. For cash pickup, your recipient can collect the funds in person from a supported payout location across the Philippines. You will see all options at checkout when setting up your transfer.

Sending PHP from Australia costs $4 AUD per transaction for bank deposit and cash pickup, and is fee-free for GCash and other supported mobile wallets. Sending PHP from New Zealand costs $6 NZD per transaction, or $4 NZD for GCash and other supported mobile wallets. Transfers of $10,000 AUD or NZD or more are completely fee-free. All fees and the exchange rate are shown upfront before you confirm, so there are no surprises.

Transfers to the Philippines from Australia or New Zealand with OrbitRemit are completed within the same working day. GCash transfers are delivered within minutes and cash pickup is typically available for collection within 1 hour, depending on processing times and payout partner availability. Transfers sent on weekends or public holidays may arrive later. You will see the estimated delivery time before confirming your transfer.

Log in to your OrbitRemit account, or create one if you're new and complete the verification process. Once your account has been verified, select PHP and enter the amount you want to send. Choose your delivery method — bank transfer, mobile wallet or cash pickup — and add your recipient's bank details, mobile wallet number or required identification details. Review the guaranteed exchange rate and fees shown, then tap 'Make Transfer' to confirm. Once OrbitRemit receives your payment, the funds are processed and delivered to your recipient's bank account, mobile wallet or cash pickup location.

No, there are no receiving fees or deductions when you send money to the Philippines with OrbitRemit. Your recipient receives the full payout amount displayed at the time of transfer. All fees and the exchange rate are shown upfront before you pay, so there are no surprises.

Transfer limits to the Philippines vary by payout method. Bank account transfers have a daily limit of 50,000,000 PHP. For GCash, the limit is 50,000 PHP per transaction when sending from AUD, and 10,000 PHP per transaction when sending from NZD. Cash pickup limits vary depending on the collection location and are confirmed at checkout.