Send money to United States with OrbitRemit

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AUD to USD live exchange rate.

Track the mid-market AUD to USD rate and time your transfer for the day it works best for your family.

USD

Live mid-market rate for 1 AUD

Set a rate alert on the OrbitRemit app

Get notified when AUD to USD hits your target — daily or weekly, your choice.

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Send money overseas quickly and easily

without the mystery mark ups.

Step 1

Set up transfer

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Enter your transfer amount (AUD or NZD) and whether you will pay by bank transfer or debit card.

Step 2

Add recipient

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recipient icon

Choose an existing recipient or add a new one.

Step 3

Send it, fast!

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Transfer your funds to our local account, and we'll get it moving. Over 85% of transfers arrive within 2 hours.

We make it easy to send money to United States

Choose how you pay:

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Bank Transfer

Fund your transfer using bank transfer.

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Est. delivery: Within 2 hours

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Debit Card

Fund your transfer using Debit, ApplePay or G-pay.

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Est. delivery: Fastest

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Pay ID (AUS)

Fund your transfer using PayID.

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Est. delivery: A few minutes

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POLi (NZ)

Fund your transfer using POLi.

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Est. delivery: A few minutes

Delivery times are estimates only and may vary depending on your bank, the receiving bank or wallet, payment method, and weekends or public holidays.

Choose the way it’s received

Direct to bank account

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Send money directly to any bank account in United States.

Bank of America
Bank of America
Capital One
Capital One
Chase
Chase
Citibank
Citibank
Wells Fargo
Wells Fargo

How much does your recipient get?
OrbitRemit vs Australian banks for United States dollar transfers.

The table below shows how much a recipient would receive for a $1,000 AUD transfer using each provider. Banks shown with $0 transfer fee apply their margin through the exchange rate — a lower rate means the recipient receives less. Figures are sourced from publicly available comparison data and refresh when our data source refreshes.

ProviderTransfer feeExchange rateRecipient gets (USD)
OrbitRemit
—
1 AUD = — USD
— USD
Commonwealth Bank of Australia
$0 AUD
Exchange rate margin applies
1 AUD = 0.6701 USD
670.14 USD
Westpac
$0 AUD
Exchange rate margin applies
1 AUD = 0.6836 USD
683.65 USD
ANZ
$0 AUD
Exchange rate margin applies
1 AUD = 0.6599 USD
659.88 USD
National Australia Bank
$0 AUD
Exchange rate margin applies
1 AUD = 0.6703 USD
670.35 USD
Refreshing rates…

Comparison based on publicly available exchange rates and fees as reported by Wise’s public comparison API for the transfer amount specified. Refresh cadence follows the data source. For consistency, comparison uses bank transfer pay-in and bank account pay-out only — fees may vary for other payment methods.

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Send

Recipient Gets

Flat Fee

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How much does a transfer cost?

Pay a small, fixed flat fee.

Each transfer has a very low fixed fee to keep our transfers super affordable and get more of your money to your destination.

Transfers over $10,000 are fee free!

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How long will it take?

Timings and tracking your transfer.

Sending AUD to USD? Depending on the way you send and receive will affect your transfer timings. Choose from the options below to get a guide for your best option:

Estimated time: Within 2 hours

You can track your transfer's progress right in your account.

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The Most Trusted

Thousands of people like you choose to use OrbitRemit. Read more customer reviews on Trustpilot.
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Everything you need to know about sending money to United States.

Can't find it here? Learn more on our Help Centre

Check the latest AUD to USD exchange rate or NZD to USD exchange rate.

With OrbitRemit, you can send money to the USA using a direct bank transfer. Funds are deposited directly into your recipient's U.S. bank account.

You can send money directly to any U.S. bank account that has valid routing and account number details with OrbitRemit. This includes major U.S. banks such as Chase, Bank of America, Wells Fargo, Citibank and Capital One, as well as many other U.S. financial institutions. As long as your recipient's bank account information is correct, the funds can be deposited directly into their account.

Sending USD from Australia or New Zealand with OrbitRemit costs just $4 per transaction — and transfers over $10,000 are completely fee-free. All fees and the exchange rate are shown upfront before you confirm, so there are no surprises.

Transfers to USA from Australia or New Zealand with OrbitRemit are completed within 1-3 working days. Once OrbitRemit receives your payment, funds are processed and deposited directly into your recipient's account within that timeframe. Transfers sent on weekends or public holidays may arrive later, as local banks and payout partners operate on standard hours. You will see the estimated delivery time before confirming your transfer.

Log in to your OrbitRemit account, or create one if you're new and complete the verification process. Once your account has been verified, select USD and enter the amount you want to send. Add your recipient's U.S. bank details (routing number and account number), then review the guaranteed exchange rate and fees shown. Tap 'Make Transfer' to confirm. Once OrbitRemit receives your payment, the funds are processed and deposited directly into your recipient's U.S. bank account.

No, there are no receiving fees or deductions when you send money to the USA with OrbitRemit. Your recipient receives the full payout amount displayed at the time of transfer. All fees and the exchange rate are shown upfront before you pay, so there are no surprises.

There is no maximum transfer amount for transfers to personal accounts in the USA with OrbitRemit. For transfers to business accounts, the transaction limit is 80,000 USD.

Yes. OrbitRemit is a regulated money transfer provider. In Australia, we are licensed and regulated by the Australian Securities and Investments Commission (ASIC) and registered with AUSTRAC as a money remitter. In New Zealand, we are registered on the Financial Service Providers Register (FSPR) and supervised by the Department of Internal Affairs (DIA) as a licensed money remitter. We use industry-standard encryption to protect your personal and financial information, and all customer funds are held in segregated client accounts in accordance with regulatory requirements.

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